Archive for January, 2010
Personal Debt: Can You Afford More Debt?
When thinking about personal debt, most people think in terms of monthly payments. They will consider making a large purchase if the monthly payment seems affordable. Fifty dollars a month might not sound bad on the showroom floor, but even a small amount can have far reaching consequences if the debt overextends the debtor. How [...]
How to Start a Business in Your Spare Time
If you truly wish to become financially independent, you need to find a way to increase your income. One of the best ways to increase income is to start your very own business that you can run in your spare time. Fortunately, the internet makes running a business on a cramped schedule possible. Many online [...]
Credit Debt Consolidation: How to Get Started
The best and easiest way to reduce or eliminate debt instantly is to take advantage of debt consolidation programs. Such programs can come in the form of loans, second mortgages or debt counseling services. Most people use a combination of programs to solve their debt problems rather than rely on one program to alleviate their [...]
New Downloadable Books
Happy New Year to everyone. Here is my latest downloadable book for you to read, use as you wish and share them with your friends as well. Thanks for visiting Dan Make Money in 7 days: http://www.trmib.com/pdf/paid2writebk.pdf Breaking the Debt Cycle: http://www.trmib.com/pdf/two.pdf
Credit Debt Ratio: Why It Is Important to Keep Revolving Credit Balances Down
Once a person establishes credit by obtaining a credit card, car loan, home loan, bank loan or any other type of credit, they run the risk of taking their new found financial freedom too far. It can be very tempting to make purchases on a new credit card or to obtain even more credit once [...]
Your Step by Step Guide for Becoming Debt Free
If you owe a lot of people a lot of money, you may feel like you are never going to be able to become debt free. Even if you pay all of your bills on time every month, the balances just don’t seem to go down, do they? And if you get behind just a [...]
Debt Reduction: A Guaranteed Plan that Really Works
You may already know that you carry too much debt, but do you know how to get rid of it? If you had disposable income left over each week, it would be simple. But if you’re like most people, you live paycheck to paycheck, and it takes every penny you earn just to pay the [...]
Financial Debt: How much is Too Much?
Nearly 45% of families spend more than they earn. Average credit card debt is around $8,000 per household. The average combined debt of households is a staggering $85,000. Numbers like these are hard to swallow when they are on paper. How do you think families are surviving when such numbers are their reality? The truth [...]
Debt Reduction: New Government Programs That Will Reduce Your Debt
Economically speaking, times are tough. But there is a bright side. Never before have there been so many government programs designed to help you reduce your debt and lower your bills. Billions of government dollars are being spent to fund mortgage programs, consolidation loan programs, utility subsidies and more. What’s great about these programs is [...]